Today marks the two year anniversary of "Obamacare," the controversial Affordable Care Act signed into law by President Obama. The stakes for the legislation have never been higher. Presidential hopeful Mitt Romney is using the occasion to blast the law in an USA Today op-ed. The Supreme Court on Monday will hear oral arguments on the law's constitutionality. Their eventual rulings and the election year drama will have a big impact on how Americans receive care. Americans are divided on the health care law, with 47% approving of the legislation and 45% disapproving.

Our roads are getting safer according to a recent report by the U.S. Department of Transportation. In 2010, 32,885 people died in motor vehicle crashes, down 2.9 percent from 2009 to the lowest level since 1949. Industry experts say safer vehicles, increased seatbelt usage, and DUI prevention and education are big reasons why. According to the census bureau, we are getting into the same number of accidents, just fewer of those accidents are resulting in death.

A bill that would have impounded vehicles for 30 days if the driver did not have valid insurance was voted down by Arizona's House Appropriations Committee on Thursday. The legislation, sponsored by Rep. John Kavanagh, R-Fountain Hills, would have required police to impound uninsured vehicles on the spot, impacting up to 500,000 Arizona drivers.

Health and Human Services director Secretary Kathleen Sebelius has deemed health insurance premium hikes in nine states to be "unreasonable." The information came from the rate review authority granted to the agency by the controversial "Obama Care" health care legislation.

Insurance industry stories for Thursday, March 22, from around the web:

• Hartford has decided to get out of its annuity business so it can focus on its property and casualty insurance, group benefits, and mutual funds. The announcement comes a little over a month after hedge fund manager John Paulson urged the company to spin off its property and casualty insurance business, saying that it could boost Hartford's value to shareholders by 40 to 60 percent.

Next week is Spring Severe Weather Awareness Week in the state of Ohio, and Nationwide Insurance is urging people to take action and protect their homes from potential spring storms. 2012 has already been a terrible year for storms and April is typically one of the worst months. In preparation for the possibility of catastrophic weather events, Nationwide Insurance has issued some tips on how to prepare your home for spring storms.

Residence Mutual Insurance was ordered by the Los Angeles County Superior Court to pay a Hollywood Hills resident over $8 million for failing to honor their contract with him. The jury ruled that the company acted with "malice and fraud" when they didn't fulfill the customer's $220,000 policy after an accident in 2008, and that RMI's actions were especially heinous because they tried to defraud an elderly man.