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Arizona Auto Insurance

Thank you for visiting InsuranceStep.com's Arizona auto insurance quotes and information page. We have established this page and compiled this information to help you gain the knowledge you need to make an informed Arizona auto insurance purchasing decision.

Shopping for auto insurance doesn't have to be complicated or time-consuming. With just a little information, we can put you in touch with up to five Arizona auto insurance agents who can give you competitive quotes. Simply fill out the form at the right and start saving now!

Important Information Regarding Arizona Auto Insurance

All drivers in the state of Arizona are required to license their vehicles and provide proof of sufficient financial responsibility to operate those vehicles. This includes the purchase of certain auto insurance coverages.

Arizona's required state-mandated coverages include:

Bodily Injury: A type of liability insurance covering medical expenses, lost wages, and pain and suffering due to an accident at which you are at fault. Minimum requirements are $15,000 per person and $30,000 per accident.

Property Damage: Another type of liability insurance which pays for property damage you cause in an accident. Includes damage to other vehicles, buildings, fences and road signs. Minimum coverage is $10,000.

"Why should I buy Arizona auto insurance?"

There are many reasons for buying Arizona auto insurance. Following are some facts you should consider when deciding whether or not to purchase auto insurance for your vehicle:

The law requires at least minimum amounts of insurance for every vehicle owned and operated within state limits.

You must have Arizona auto insurance to register your vehicle.

If you are involved in an accident and do not hold insurance, you are financially liable for injuries and property damage you cause others.

Everyone who drives will most likely need auto insurance at one time or another.

If you do not obtain auto insurance, you could receive a ticket and fine in the amount of $250-$750, lose your driver's license and vehicle registration, and be sued by any driver with whom you are involved in an accident.

Lowering Your Auto Insurance Cost

Tips for lowering your Arizona auto insurance premium include:

Drive safely.

Set deductibles at the highest possible levels.

Don't drink and drive.

Inquire with your Arizona auto insurance company about any discounts available, such as multiple-auto or multiple-policy discounts.

Find out what insurance will cost before you buy a car.

Maintain a good payment record.

Comparison shop through an insurance referral service like InsuranceStep.com.

"What should I do if I am involved in an accident?"

No one ever plans to become involved in an accident or file an auto claim with their insurance company. But if you are involved in a mishap on an Arizona roadway, obtaining the following information about the other driver will help ensure that your insurance company has what they need to process your claim quickly:

 

Name

Address and telephone number

Driver's license number and state of issue

Insurance company name and policy number

Agent name and telephone number

Additional Info

For more information on Arizona auto insurance, contact the Arizona Department of Insurance at 800-325-2548, or reach them on the Web at www.id.state.az.us.

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